With more than $25 billion invested in an estimated 4,000 fintech firms in the past five years, it is surprising to many that this investment represents just a small fraction of the overall banking industry. And while there is a great deal of hype surrounding the potential for digital disruption, fintech firms face significant challenges to growth, and the banking industry is trying to determine whether they should ignore, acquire, partner or compete with their new technology-driven competitors.
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