When on the subject of fintech, a lot of the talk revolves around how disruptive it is. Now, I feel “disruption” is one of the most overused words within the startup ecosystem – right up there with “ecosystem,” really. But fintech has jolted the banking industry awake, that’s true enough. It’s not going to bring banks down, nor is it going to automatically make rich people out of the poor. What it has been able to do is kickstart much-needed innovation and shake up the status quo when it comes to individuals’ relationship with things like remittances, lending, and ecommerce. Viewed through this lens, here are five fintech startups that had a particularly good year. The list is obviously meant to be indicative rather than exhaustive, and the startups are listed in no particular order.
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